The team at Citizen Advisory Group is here to help guide you to retirement success. We are a relationship-driven organization and committed to putting your needs above all else.
Allow us to educate you on the latest, most progressive retirement planning strategies, help you build a comprehensive plan for the retirement years and give you the specialized service that you deserve. Count on our family to help you and gain the guidance you need to retire with confidence.
Citizen Advisory Group is a member of the Better Business Bureau and Chamber of Commerce of Perrysburg.
Jeff Bucher is the President of Citizen Advisory Group and committed to helping area residents retire with confidence. He is an Investment Advisor Representative under Planners Alliance, an SEC Registered Investment Advisor, and has a life and health insurance license with the state of Ohio.
Jeff’s membership affiliations include the exclusive Ed Slott's Master Elite IRA Advisor Group, the Forum 400, and has also earned Top of the Table honors through the Million Dollar Round Table (MDRT). In 2015, Jeff was a recipient of the Toledo 20 Under 40 Leadership Award. He is sought after by the local and national media and has recently appeared on FOX Business, 13ABC, FOX Toledo, WTOL11, and is a featured guest on NBC24’s “Better Retirement.”
In addition, Jeff is a former standout wrestler at The Ohio State University, where he earned an athletic scholarship and honed his leadership skills en route to earning four Varsity letters. Family is very important to him, as he not only works with his brother Kevin in Ohio but also his mother-in-law in the company’s Florida branch office. Jeff is married with two children and a lifelong resident of Northwest Ohio. He is very involved with the community including being involved with the Make-A-Wish Foundation, Cherry Street Mission, Ohio Regional Training Center, and the Boys and Girls Club of Toledo on an annual basis.
Kevin Bucher co-founded Citizen Advisory Group in 2006 with his brother Jeff with the goal of helping area residents map out and implement a successful plan for retirement. Kevin serves in the role of Chief Financial Officer and is also an Investment Advisor Representative under Planners Alliance, an SEC Registered Investment Advisor. In addition, he has a life and health insurance license with the state of Ohio. Kevin is a member of the National Ethics Association (formerly the National Ethics Bureau).
In college, Kevin was a varsity letterman for the University of Toledo wrestling team, where he earned a Bachelor’s Degree in Education (mathematics). He is a former high school math teacher in the Toledo Public School system and coached wrestling at the high school level in Northwest Ohio for 15 years.
Peter Samenuk is the account manager at Citizen Advisory Group, a position he has held since 2010. Peter handles all day-to-day client services and processes all new business for the firm. He has his life and health insurance license with the state of Ohio and earned a Bachelor’s Degree from The Ohio State University in Business Administration with a focus on accounting in 2009.
Besides his time spent in Columbus during college, Peter is a lifelong resident of Northwest Ohio. He is the youngest of three boys and most content when spending time with family and friends.
Heather McOwen is an Account Manager at Citizen Advisory Group that handles day to day client services and the processing of new business. She joined the team after a nearly two decade career with the YMCA of Greater Toledo. Her passion for customer service earned her many awards throughout her career, her proudest being an OPIE-outstanding performance in employment and staff person of the year. She is licensed for life and health insurance in the State of Ohio.
Outside of CAG Heather is a wife and mother of two. She is a lifelong resident of Ohio growing up in Waterville and currently residing in Lake Township. In her spare time she enjoys riding bikes with her family and they are often out at Maumee Bay riding thru the campground and trails.
Kadin Llewellyn is an Account Manager at Citizen Advisory Group that handles day to day client services and the processing of new business. Kadin is the newest member of Citizen Advisory Group having joined in March. He is a graduate of the Ohio State University, with a bachelor’s in Business & Economics.
Other than his time spent in Columbus during college, Kadin has resided in Perrysburg, Ohio for most of his life. In his free time, he enjoys working as a personal trainer, volunteering at his church, and losing the occasional trivia night at restaurants around town.
Director of Community Relations/Client Wellness Manager
Sarah Bucher is the Director of Community Relations and Client Wellness Manager at Citizen Advisory Group. Sarah is a graduate of The Ohio State University with a bachelor’s degree in Exercise Science. She has an extensive background in health and wellness including a very successful decade as the Director of Healthy Living for the YMCA of Greater Toledo. While at the YMCA, Sarah worked as the Director of Healthy Living to improve the nutrition and physical activity of employees in the corporate setting, children in care centers and participants involved in YMCA programs. One of her biggest professional accomplishments was being named a Champion of Change by the White House in 2012 for developing local programs for childhood obesity. Sarah is very involved in the community with Perrysburg Rotary, Perrysburg Chamber of Commerce, Cherry Street Mission, Mobile Meals of Toledo, Boys and Girls Club of Toledo and The YMCA of Greater Toledo.
Director of Communications
Brian Stephenson is the Director of Communications at Citizen Advisory Group. Brian is in charge of all of the marketing aspects of the company including managing the website, social media marketing, community relations, and advertising campaigns.
Brian earned an undergraduate degree from the Bowling Green State University in Sports Management with a Marketing Emphasis in May of 2005. While attending BGSU he was a member of the Bowling Green State University Rugby team, which is rightfully considered one of the top teams in the United States. He earned a Master of Business Administration with a Marketing Specialization from the University of Toledo in December of 2008. At the University of Toledo, Brian was an athletic marketing graduate assistant in the athletic department. While working in the athletic department, he personally helped increase football group ticket sales from the previous year by over 400% from 1,050 to 4,647 tickets.
In his spare time, Brian enjoys going to sporting events, concerts, boating, and visiting the Lake Erie Islands. Brian grew up in Sandusky, Ohio and now currently resides in Perrysburg.
Director of Client Relations
Jordan Donley, Director of Client Relations and the newest member of the CAG team, plans and implements the financial and Social Security dinner seminars as well as other special events for the company. Jordan earned a Bachelor of Musical Arts degree with a focus in harp from Vanderbilt University with a second major in Human and Organizational Development. Jordan’s most recent position was with the YMCA/JCC of Greater Toledo in membership sales and service.
Jordan is an avid animal lover and volunteer for the Lucas County Humane Society and Planned Pethood. She currently resides in Waterville, Ohio.
Supervisor for Senior Health Insurance Services
Ron Myers joined Citizen Advisory Group in 2009 and currently serves as the supervisor for Senior Health Insurance Services. Ron brings more than 15 years of experience from the banking, investment, and insurance industries. He previously worked at Harbor Capital Advisors as an IRA Service Specialist and prides himself in providing exceptional service to his clients.
Ron is a licensed life and health insurance agent in both Ohio and Michigan. He is a graduate of the University of Toledo with a finance degree and proud alumni of Central Catholic High School. He resides in Perrysburg with his wife and three children.
James W. Poling
Jim Poling joined Citizen Advisory Group as a sales representative in 2010. He has been a licensed health and life insurance professional since 2005.
Jim graduated from the University of Toledo with a Master of Education in Integrated Social Studies and Kent State University with a Bachelor of Arts in Geography. In his free time, he enjoys spending time with friends and family, coaching wrestling, and officiating baseball and softball games. He currently resides in Rossford, Ohio.
Patti Barrows is an affiliated advisor with Citizen Advisory Group. She joined the company with more than 20 years in the banking industry and brought her years of customer relations experience to the firm. Patti has held multiple positions for banks, including Bank Officer, Bank Branch Manager, Acquisitions Branch Trainer, Investment Counselor, and Mortgage Lending Operations Manager. She joined Citizen Advisory Group with the commitment to provide personalized, friendly and prompt service to every client.
Patti works at the company’s Florida branch. She was born in Indiana but has spent most of her life in Florida. In her spare time, she likes to spend time with her family, especially her grandchildren, and loves to travel, read, and sometimes just relax.
Linda Roberts is the Regional Manager for the Florida branch of Citizen Advisory Group and joined the firm in 2009. As a single mom, she knows the importance of budgeting, saving and investing for her family’s future and is committed to teaching these concepts in a simple, clear, concise manner. She believes in helping her clients build, grow and keep their wealth with her primary focus being on the efficiencies within their plan to achieve their goals. These efficiencies include taxes and unnecessary wealth transfers. She works with all generations and believes that you can never be too young or too old to start saving for your future!
Citizen Advisory Group offers planning in tax efficient investment strategies and wealth preservation, life insurance, long-term care insurance, social security, Medicare and legacy planning. Linda has her Series 65 license and is an Investment Advisor Representative in addition to being a licensed insurance professional.
Members of the Investment Team are licensed with Planners Alliance, LLC, an SEC Registered Investment Advisor or Advisory Alpha, LLC, an SEC Registered Investment Advisor.
Steve Osterink, Jr., CFA®, CFP®, AIF®
Steve Jr. is the driving force behind the development and innovation of our investment solutions. Bringing more than a decade of experience, as well as extensive knowledge of personal finance and asset management as evidenced by his CFA®, CFP®, and AIF® designations, Steve Jr. serves as the head of the Investment Team. Steve is passionate about educating investors, effectively communicating complex financial matters in a simplified manner, and addressing common financial misconceptions. Steve Jr. strives to constantly create new resources and methods to not only improve the financial advice delivered to investors but help financial advisors better serve their clients.
Steve Osterink, Sr.
Steve Sr. began his career in the financial services industry nearly 40 years ago. He has vast experience working directly with clients and has built a thriving financial advisory practice of his own. Steve Sr. co-leads the Investment Team and is also instrumental in supporting financial advisors based on his extensive experience. Around our offices, he has an uncanny ability to focus in on practical solutions to complex problems, and his wisdom is a valuable resource for virtually every component of the firm. Further, his leadership and counsel are critically important as the Investment Team strives to navigate the ever-changing global economy and financial markets.
Brian is responsible for the firm’s trade management processes which includes everything from implementing portfolio investment decisions, account rebalancing, cash management functions, and trade execution. With a strong attention to detail and dedication to responsiveness and efficiency, Brian also manages our portfolio management system. This system is foundational to all back-office functions including, transaction reconciliation, account billing, as well as client reporting and web access.
Nick Heinrich, CFP®
Nick has an unwavering focus on helping clients achieve their financial goals and aspirations by serving as a dedicated financial planning consultant for our advisor partners. As a part of this process, he leads the development and implementation of the firm’s portfolio analysis and planning resources designed to improve the financial situation for clients. With his successful completion of the Certified Financial Planner (CFP®) program, Nick is positioned to craft comprehensive solutions to complex financial challenges that span across all components of the financial planning process.
Jon Lohr, CFA®
Jon manages the daily investment research and portfolio management responsibilities for the Investment Team. This includes a broad range of functions such as, asset allocation research, fund monitoring and due diligence, investment strategy evaluation and implementation, and performance monitoring. Jon has a diverse background in corporate finance and investment management, but also a strong passion for the industry which is demonstrated by his successful completion of the Chartered Financial Analyst (CFA®) program.
Janine manages the firm’s compliance program which impacts virtually every aspect of the firm, including the portfolio management and trading functions. Her diverse professional background also provides valuable experience when supporting the team across a variety of functions such as, client planning and analysis, account trading, and back office functions.
Katie’s broad knowledge of both corporate and branch-level industry compliance as well as her dedication to collaborative and personalized communication contributes to a holistic approach to regulatory adherence which reduces firm and advisor liability while strengthening personal and professional relationships.