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How Much Life Insurance Do I Need?

As with other types of insurance, the answer depends on your unique situation.

Here are some factors to consider regarding how much life insurance is right for you:

  • Do you need, or prefer, term or permanent life insurance?
  • How much can you afford to pay out-of-pocket?
  • How much life insurance do you realistically need?


  • Calculate your estimated needs.

    Before determining the life insurance amount that's right for you and your family, a team member can sit down with you and conduct an in-depth analysis of your situation. After considering your wishes, he or she can suggest viable life insurance options to meet those unique needs.

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